Under-Insured

People who are “underinsured” have high health plan deductibles and out-of-pocket medical expenses relative to their income and are more likely to struggle paying medical bills or to skip care because of cost   (www.commonwealthfund.org).

Researchers estimate that approximately one fifth of Americans with health insurance are underinsured and face limits on coverage or substantial financial costs if faced with illness, according to the Kaiser Commission on Medicaid and the Uninsured. Given the recent increase in health care costs, this problem will likely escalate in coming years (www.medscape.com)

 

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